33 Torosa, Lake Forest, CA 92630 Property Records

Orange County property record for 33 Torosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 2017
Lot Size	0.071 acres (3,078 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Mar 2023)
Tax Bill	$15,433 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`610-641-63`

Property Details

APN / Parcel Number

Primary APN	`610-641-63`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,121 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,078 sqft (0.071 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	33 TOROSA
City	LAKE FOREST
State	CA
Zip	92630-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 58
Legal Subdivision	TRACT NO 17542
Legal Tract	17542
Legal Lot Number	58
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2012
Census Tract	52422

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	33 TOROSA, LAKE FOREST, CA 92630-8911
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Intrafamily Transfer, Transfer
Mar 24, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CF BANK
Feb 26, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK
Oct 27, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	202367226
Last Transfer Date	Feb 10, 2024
Transfer Doc	0000032912
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 14, 2024
Property Address	33 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000032912
Map Reference	MB 956 PG 31-35
Instrument Date	Feb 10, 2024
Instrument	2024000032912
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	33 TOROSA, LAKE FOREST, CA 92630-8911

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 24, 2023
Property Address	33 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000067226
Map Reference	MB 956 PG 31-35
Instrument Date	Mar 22, 2023
Instrument	2023000067226
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	33 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000067227
Date	Mar 24, 2023
Instrument	2023000067227

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 5, 2021
Property Address	33 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000084443
Map Reference	MB 956 PG 31-35
Instrument Date	Feb 1, 2021
Instrument	2021000084443
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 TOROSA, 33, LAKE FOREST, CA 92630-8911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	33 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000084444
Date	Feb 5, 2021
Instrument	2021000084444

Lender

Name	CF BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 26, 2020
Property Address	33 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000081374
Map Reference	MB 956 PG 31-35
Instrument Date	Jan 31, 2020
Instrument	2020000081374
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MISSION BELL, IRVINE, CA 92620-3875

Mortgage

Document Number	0000081375
Date	Feb 26, 2020
Instrument	2020000081375

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2017
Property Address	33 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000457832
Map Reference	MB956 PG31-35
Instrument Date	Oct 2, 2017
Instrument	2017000457832
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 TOROSA, LAKE FOREST, CA 92630-8911
Investor	Possibly a Property Investor

Mortgage

Document Number	0000457833
Date	Oct 27, 2017
Instrument	2017000457833

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,485,691 (+2%) Land $945,340 Building $540,351
2025	$15,433.00 (+61.79%)	$1,456,560 (+59.27%) Land $926,804 Building $529,756
2023	$9,539.00 (+1.83%) Homeowner's exemption	$914,524 Land $456,754 Building $457,770
2022	$9,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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