33 River Rd, Orange Park, FL 32073 Property Records

Clay County property record for 33 River Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,246 sqft · built 1934
Lot Size	0.763 acres (33,236 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2025)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-022-00`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-022-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	3,415 sqft
1st Floor Area	1,430 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	33,236 sqft (0.763 acres)
Lot Dimensions	190 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	819 sqft
Porch	Enclosed/Finished Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	33 RIVER RD
City	ORANGE PARK
State	FL
Zip	32073-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	PT LOTS 12 & 13 BLK I ISLAND VIEW AS REC OR 4939 PG 950
Legal Range	26E
Legal Township	03S
Legal Section	40
Legal Subdivision	ISLAND VIEW
Legal Block	I
Legal Lot Number	12,13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

33 River Rd is owned and occupied by an individual who bought it in June 2025.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	33 RIVER RD, ORANGE PARK, FL 32073-2148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Nov 3, 2023	Deed of Trust, Mortgage · FHA Mortgage VYSTAR CU
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	202526960
Deed Book / Page	4939 / 950
Prior Transfer Date	Jan 18, 2006
Prior Transfer Doc	0026871483
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 11, 2025
Property Address	33 RIVER RD, ORANGE PARK, FL 32073-2148
Document Number	0049390950
Book / Page	4939 / 950
Map Reference	MB 6 PG 10
Instrument Date	Jun 4, 2025
Instrument	2025026960
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	THOMAS C SANTORO TTL SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 LAWSON FARM RD, LONDONDERRY, NH 03053-2646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RIVER RD, ORANGE PARK, FL 32073-2148

Mortgage

Document Number	0004939952
Date	Jun 11, 2025
Instrument	4939/952

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	33 RIVER RD, ORANGE PARK, FL 32073-2148
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RIVER RD, ORANGE PARK, FL 32073-2148

Mortgage

Document Number	0047710407
Date	Nov 3, 2023
Book Page	4771/407
Instrument	2023054965

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	33 RIVER RD, ORANGE PARK, FL 32073-2148
Document Number	0040361609
Book / Page	004036 / 001609
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 CAMS DR W ORANGE PARK FL 32073, ORANGE PARK, FL 32073

Mortgage

Document Number	0040361609
Date	Dec 7, 2017
Book Page	004036/001609
Instrument	62247

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 33 River Rd was $4,303, up 195.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 (+195.74%)	$282,160 Land $50,000 Building $232,160	$282,160 Land $50,000 Building $232,160
2024	$1,455.00 (-16.23%)
2023	$1,737.00 (+10.78%) Homeowner's exemption	$132,571 (+3%)	$244,457 (+30.63%) Land $35,000 Building $209,457
2022	$1,568.00 Homeowner's exemption	$128,710	$187,134 Land $30,000 Building $157,134

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 33 River Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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