23 River Rd, Orange Park, FL 32073 Property Records

Clay County property record for 23 River Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 2024
Lot Size	0.316 acres (13,805 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-022-01`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-022-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	1,782 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,805 sqft (0.316 acres)
Lot Dimensions	190 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23 RIVER RD
City	ORANGE PARK
State	FL
Zip	32073-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	PT LOTS 12 & 13 BLK I ISLAND VIEW AS REC OR 4866 PG 992
Legal Subdivision	ISLAND VIEW
Legal Block	I
Legal Lot Number	12,13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

23 River Rd is owned and occupied by two individuals who acquired it in October 2024.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	23 RIVER RD, ORANGE PARK, FL 32073-2148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU
May 10, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2024
Deed Sale	Oct 14, 2024
Deed Document Number	202447135
Deed Book / Page	4866 / 992
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 14, 2024
Property Address	23 RIVER RD, ORANGE PARK, FL 32073-2148
Document Number	0048660992
Book / Page	4866 / 992
Map Reference	MB 6 PG 10-10B
Instrument Date	Oct 2, 2024
Instrument	2024047135
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6617 RIVER POINT DR, FLEMING ISLAND, FL 32003-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIVER RD, ORANGE PARK, FL 32073-2148

Mortgage

Document Number	2024047136
Date	Oct 14, 2024
Instrument	2024047136

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 10, 2022
Property Address	23 RIVER RD, ORANGE PARK, FL 32073-2148
Document Number	0046051842
Book / Page	4605 / 1842
Map Reference	MB 6 PG 10
Instrument Date	May 5, 2022
Instrument	2022029620
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 RIVER RD, ORANGE PARK, FL 32073-2148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6617 RIVER POINT DR, FLEMING ISLAND, FL 32003-4527

Tax Assessment & Valuation

The 2025 property tax bill for 23 River Rd was $5,001, up 670.6% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,001.00 (+670.57%)	$327,886 Land $50,000 Building $277,886	$327,886 Land $50,000 Building $277,886
2024	$649.00 (+22.22%)
2023	$531.00 (+16.45%)	$35,000 (+16.67%) Land $35,000	$35,000 (+16.67%) Land $35,000
2022	$456.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23 River Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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