17 River Rd, Orange Park, FL 32073 Property Records

Clay County property record for 17 River Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,814 sqft · built 1957
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$468,900 (Oct 2023)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-03-26-018442-023-00`

Property Details

APN / Parcel Number

Primary APN	`40-03-26-018442-023-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,814 sqft Heated Area
Gross Area	4,808 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	505 sqft
Porch	Porch
Porch Area	844 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	17 RIVER RD
City	ORANGE PARK
State	FL
Zip	32073-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	N 10' LOT 12 & 13 & ALL 14 EXPT ST RD BLK I ISLAND VIEW ASREC O R 4768 PG 2086
Legal Range	26
Legal Township	03
Legal Section	40
Legal Block	I
Legal Lot Number	12,13 13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17 RIVER RD, ORANGE PARK, FL 32073-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Oct 26, 2023	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 10, 2022	Warranty Deed, Transfer GIANNELL TITLE LLC
Jan 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage OPS LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	2023053591
Deed Book / Page	4768 / 2086
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	17 RIVER RD, ORANGE PARK, FL 32073-2148
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVER RD, ORANGE PARK, FL 32073-2148

Mortgage

Document Number	0049810156
Date	Oct 23, 2025
Book Page	4981/156
Instrument	2025050157

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Oct 26, 2023
Property Address	17 RIVER RD, ORANGE PARK, FL 32073-2148
Document Number	0047682086
Book / Page	4768 / 2086
Map Reference	MB 6 PG 10
Instrument Date	Oct 24, 2023
Instrument	2023053591
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,282.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3431 WORLD CT, JACKSONVILLE, FL 32277-0956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVER RD, ORANGE PARK, FL 32073-2148

Mortgage

Document Number	0047682088
Date	Oct 26, 2023
Instrument	4768/2088

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 10, 2022
Property Address	17 RIVER RD, ORANGE PARK, FL 32073-2148
Document Number	0045570154
Book / Page	4557 / 154
Map Reference	MB 6 PG 10
Instrument Date	Dec 30, 2021
Instrument	2022001957
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1469 WINFRED DR E, 1469, ORANGE PARK, FL 32073-3982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 SILKS RUN UNIT 2270, 2270, HALLANDALE BEACH, FL 33009-2788
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 10, 2022
Property Address	17 RIVER RD, ORANGE PARK, FL 32073-2148
Document Number	0045570156
Book / Page	4557 / 156
Map Reference	MB 6 PG 10
Instrument Date	Dec 30, 2021
Instrument	2022001958
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 SILKS RUN UNIT 2270, 600, HALLANDALE BEACH, FL 33009-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 WORLD CT, JACKSONVILLE, FL 32277-0956

Mortgage

Document Number	0004557158
Date	Jan 10, 2022
Instrument	4557/158

Lender

Name	OPS LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (-10.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$297,035 (+5.81%)	$391,250 (+39.37%) Land $25,000 Building $366,250
2023	$4,228.00 (+19.77%)	$280,735 (+28.68%) Land $25,000 Building $255,735	$280,735 (+28.68%) Land $25,000 Building $255,735
2022	$3,530.00	$218,166 Land $25,000 Building $193,166	$218,166 Land $25,000 Building $193,166

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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