33 Cottage St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 33 Cottage St, Belchertown, MA 01007

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,020 sqft · built 1847
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Tax Bill$3,076 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
APNBELC M:243 L:51

Property Details

APN / Parcel Number

Primary APNBELC M:243 L:51

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,020 sqft Living Area
Gross Area4,693 sqft
Basement Area1,310 sqft
Unfinished Basement1,310 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1847
Effective Year BuiltEffective 1847
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area16,988 sqft (0.39 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address33 COTTAGE ST
CityBELCHERTOWN
StateMA
Zip01007-9666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR2
Legal Lot Number51
JurisdictionBELCHERTOWN MA
Township / Civil DivisionBELCHERTOWN
Census Block Group1
Census Block1008
Census Tract820207

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address33 COTTAGE ST, BELCHERTOWN, MA 01007-9666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELCHERTOWN MA
Property Address33 COTTAGE ST, BELCHERTOWN, MA 01007-9666
Document Number13537-295
Instrument DateFeb 6, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 COTTAGE ST BELCHERTOWN MA 010079666, BELCHERTOWN, MA 01007-9666

Mortgage

Document Number13537-295
DateFeb 11, 2020
Book Page013537/000295
Instrument2579
Lender
NameCOUNTRY BK FOR SVGS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 10, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionBelchertown Town
Unified School DistrictBelchertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,076.00 (+2.6%)$212,000 (+8.33%) Land $65,400 Building $146,600$399,665 (+11.06%)
2024$2,998.00 (+4.57%)$195,700 (+11.38%) Land $59,300 Building $136,400$359,860
2023$2,867.00$175,700 Land $54,300 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELCHERTOWN WATER DISTRICT
serves 3,253 people · EPA ID MA1024000
Water SourceGroundwater
Last State InspectionMay 2026
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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