Hampshire County and Belchertown Town property record for 10 Cottage St, Belchertown, MA 01007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,176 sqft · built 1925 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,000 (Mar 2026) |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2021 Sale & Mortgage |
| APN | BELC M:243 L:55 |
| Primary APN | BELC M:243 L:55 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 4,670 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 COTTAGE ST |
|---|---|
| City | BELCHERTOWN |
| State | MA |
| Zip | 01007-9666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Lot Number | 55 |
| Jurisdiction | BELCHERTOWN MA |
| Township / Civil Division | BELCHERTOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 820207 |
Source: Hampshire County and Belchertown Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 COTTAGE ST, BELCHERTOWN, MA 01007-9666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 18, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Mar 31, 2021 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Book / Page | 15672 / 27 |
| Prior Transfer Date | Mar 6, 2026 |
| Prior Transfer Doc | 0015672-27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Recording Date | Mar 18, 2026 |
| Property Address | 10 COTTAGE ST, BELCHERTOWN, MA 01007-9666 |
| Document Number | 0015672-27 |
| Book / Page | 15672 / 27 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 3767 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 COTTAGE ST, BELCHERTOWN, MA 01007-9666 |
| Document Number | 0000003768 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 3768 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Recording Date | Mar 31, 2021 |
| Property Address | 10 COTTAGE ST, BELCHERTOWN, MA 01007-9666 |
| Document Number | 14036-130 |
| Book / Page | 14036 / 130 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 7502 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 COTTAGE ST, BELCHERTOWN, MA 01007-9666 |
| Document Number | 7503 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 7503 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Belchertown Town |
| Unified School District | Belchertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,169.00 (+4.7%) | $287,300 (+10.54%) Land $62,900 Building $224,400 | $373,920 (+7.31%) |
| 2024 | $3,982.00 (+2.47%) | $259,900 (+9.16%) Land $57,000 Building $202,900 | $348,460 |
| 2023 | $3,886.00 | $238,100 Land $52,200 Building $185,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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