Hampshire County and Belchertown Town property record for 27 Cottage St, Belchertown, MA 01007
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,596 sqft · built 1843 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,556 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance |
| APN | BELC M:243 L:49 |
| Primary APN | BELC M:243 L:49 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 3,343 sqft |
| Basement Area | 1,089 sqft |
| Unfinished Basement | 1,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1843 |
|---|---|
| Effective Year Built | Effective 1843 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 27 COTTAGE ST |
|---|---|
| City | BELCHERTOWN |
| State | MA |
| Zip | 01007-9666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 49 |
| Jurisdiction | BELCHERTOWN MA |
| Township / Civil Division | BELCHERTOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 820207 |
Source: Hampshire County and Belchertown Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 COTTAGE ST, BELCHERTOWN, MA 01007-9666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELCHERTOWN MA |
| Property Address | 27 COTTAGE ST, BELCHERTOWN, MA 01007-9666 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014805-343 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 14805/343 |
| Instrument | 2564 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2038 |
Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Belchertown Town |
| Unified School District | Belchertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,556.00 (+3.76%) | $314,000 (+9.56%) Land $66,900 Building $247,100 | $355,680 (+9.57%) |
| 2024 | $4,391.00 (-0.68%) | $286,600 (+5.8%) Land $60,600 Building $226,000 | $324,615 |
| 2023 | $4,421.00 | $270,900 Land $55,500 Building $215,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELCHERTOWN WATER DISTRICT serves 3,253 people · EPA ID MA1024000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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