Fluvanna County property record for 33 Colonial Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1993 |
| Lot Size | 0.527 acres (22,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,000 (Apr 2026) |
| Tax Bill | $1,811 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Oct 2005 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 247 |
| Primary APN | 18A 3 247 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,956 sqft (0.527 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 508 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1165 |
|---|---|
| Street Address | 33 COLONIAL RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 240001484 MONTPELIER-3 LOT 247 22,976 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 24 |
| Legal Lot Number | 247 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20103 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Oct 4, 2005 | Deed of Trust, Mortgage · Line of Credit CITIBANK FSB |
| Feb 6, 2006 | Deed of Trust, Mortgage · Conventional Mortgage OHIO SAVINGS BANK FSB |
| Mar 26, 2007 | Deed of Trust, Mortgage · Line of Credit CITIBANK FSB |
| Apr 17, 2026 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS |
| May 18, 2021 | Deed, Transfer |
| Nov 2, 2020 | Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Jun 14, 2024 · Amount on Record |
| Deed Document Number | 20261116 |
| Prior Transfer Date | Apr 2, 2025 |
| Prior Transfer Doc | 0000000966 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001800429 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 1800429 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000655/234 |
|---|---|
| Date | Oct 4, 2005 |
| Book Page | 655/234 |
| Instrument | 6858 |
| Name | CITIBANK FSB |
|---|---|
| Type | Bank |
| Address | 22090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000670/682 |
|---|---|
| Date | Feb 6, 2006 |
| Book Page | 670/682 |
| Instrument | 0686 |
| Name | OHIO SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2036 |
| Rate | 6.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000721/793 |
|---|---|
| Date | Mar 26, 2007 |
| Book Page | 721/793 |
| Instrument | 1566 |
| Name | CITIBANK FSB |
|---|---|
| Type | Bank |
| Address | 22090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | May 25, 2007 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 17, 2026 |
| Property Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Document Number | 0000001116 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026.1116 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,744.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Document Number | 0000001117, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026..1117 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 18, 2021 |
| Property Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Document Number | 210002521 |
| Map Reference | DB 81 PG 551 |
| Instrument Date | May 14, 2021 |
| Instrument | 210002521 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 2, 2020 |
| Property Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
| Document Number | 200004453 |
| Map Reference | DB 81 PG 551 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 200004453 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 COLONIAL RD, PALMYRA, VA 22963-2209 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,900 (-) Land $30,000 Building $209,900 | $239,900 (-) Land $30,000 Building $209,900 | |
| 2025 | $1,811.00 (+0.67%) | $239,900 (+23.28%) Land $30,000 Building $209,900 | $239,900 (+23.28%) Land $30,000 Building $209,900 |
| 2024 | $1,799.00 (+9.56%) | ||
| 2023 | $194,600 Land $30,000 Building $164,600 | $194,600 Land $30,000 Building $164,600 | |
| 2022 | $1,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures