Fluvanna County property record for 30 Colonial Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 1992 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (May 2026) |
| Tax Bill | $2,694 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 260 |
| Primary APN | 18A 3 260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 6,130 sqft |
| 1st Floor Area | 1,978 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | 248 sqft |
| Shed | 1 Shed |
| Greenhouse | Greenhouse |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1531 |
|---|---|
| Street Address | 30 COLONIAL RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 180001546 MONTPELIER-3 LOT 260 AC 0.88 15,000 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 26 |
| Legal Lot Number | 260 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20103 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNIVERSITY/VA COMMUNITY CREDIT UNION |
| Feb 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 22, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2013 · Amount on Record |
| Deed Document Number | 20261584 |
| Prior Transfer Date | May 21, 2018 |
| Prior Transfer Doc | 0000001546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 28, 2026 |
| Property Address | 30 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Document Number | 0000001584 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20261584 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 30 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Document Number | 0000001585, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20261585 |
| Name | UNIVERSITY/VA COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 30 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1700545 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 1700545 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 22, 2018 |
| Property Address | 30 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Document Number | 1801546 |
| Map Reference | PB 81 PG 553 |
| Instrument Date | May 21, 2018 |
| Instrument | 1801546 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,900 (-) Land $33,000 Building $323,900 | $356,900 (-) Land $33,000 Building $323,900 | |
| 2025 | $2,694.00 (+7.33%) | $356,900 (+20.01%) Land $33,000 Building $323,900 | $356,900 (+20.01%) Land $33,000 Building $323,900 |
| 2023 | $297,400 Land $33,000 Building $264,400 | $297,400 Land $33,000 Building $264,400 | |
| 2022 | $2,510.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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