Fluvanna County property record for 28 Colonial Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,927 sqft · built 1989 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,000 (Mar 2021) |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 261 |
| Primary APN | 18A 3 261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,927 sqft Living Area |
| Gross Area | 4,511 sqft |
| 1st Floor Area | 1,624 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,987 sqft (0.367 acres) |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 84 sqft |
| Balcony Area | 27 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4084 |
|---|---|
| Street Address | 28 COLONIAL RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 210000993 MONTPELIER-3 LOT 261 16,000 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 26 |
| Legal Lot Number | 261 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20103 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| May 22, 2018 | Deed, Transfer |
| Jul 24, 2017 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on Record |
| Deed Sale | Mar 1, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2017 |
| Deed Document Number | 2021993 |
| Prior Transfer Date | May 21, 2018 |
| Prior Transfer Doc | 0000001546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SERVICE |
| Name | Verified Name |
|---|
| Document Number | 210000994 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 210000994 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1801456 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 1801456 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 28, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 22, 2018 |
| Property Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Document Number | 1801546 |
| Map Reference | PB 81 PG 553 |
| Instrument Date | May 21, 2018 |
| Instrument | 1801546 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 24, 2017 |
| Property Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
| Document Number | 1702354 |
| Map Reference | PB 81 PG 551 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 1702354 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 COLONIAL RD, PALMYRA, VA 22963-2207 |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,200 (-) Land $30,000 Building $294,200 | $324,200 (-) Land $30,000 Building $294,200 | |
| 2025 | $2,447.00 (+8.23%) | $324,200 (+21.02%) Land $30,000 Building $294,200 | $324,200 (+21.02%) Land $30,000 Building $294,200 |
| 2023 | $267,900 Land $30,000 Building $237,900 | $267,900 Land $30,000 Building $237,900 | |
| 2022 | $2,261.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures