21 Charlonate Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 21 Charlonate Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1975
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Last Sale	$303,100 (Oct 2018)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:009 B:016 L:020-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:009 B:016 L:020-000`
Alternative APNs	`016020000000` `669`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Basement Area	380 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Metal
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	669
Street Address	21 CHARLONATE DR
City	GRAY
State	ME
Zip	04039-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	POLAND SPG ROAD
Legal Block	16
Legal Lot Number	20-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3002
Census Tract	4702

Owner

21 Charlonate Dr is owned and occupied by an individual who bought it in October 2018.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21 CHARLONATE DR, GRAY, ME 04039-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Warranty Deed, Transfer USA RURAL HSNG
Oct 1, 2018	Deed of Trust, Mortgage RURAL HSNG SVC OR SUCCESSOR AG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Deed Document Number	201850113
Deed Book / Page	35182 / 152
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Oct 1, 2018
Property Address	21 CHARLONATE DR, GRAY, ME 04039-9765
Document Number	0351820152
Book / Page	35182 / 0152
Instrument	000000050113
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050114
Date	Oct 1, 2018
Instrument	000000050114

Lender

Name	USA RURAL HSNG

Agreement

Amount	Amount on Record
Term	456 Months
Due	Oct 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	21 CHARLONATE DR, GRAY, ME 04039-9765
Document Number	0351870146
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHARLONATE DR GRAY ME 040399765, GRAY, ME 04039-9765

Mortgage

Document Number	0351870146
Date	Oct 1, 2018
Book Page	035187/000146
Instrument	50493

Lender

Name	RURAL HSNG SVC OR SUCCESSOR AG
Address	ST LOUIS, MO 63166

Agreement

Amount	Amount on Record
Term	456 Months
Due	Sep 30, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 21 Charlonate Dr was $4,081.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,081.00	$421,600 Land $137,500 Building $284,100
2023	$3,927.00 (+8.81%)	$258,700 (-) Land $65,000 Building $193,700
2022	$3,609.00	$258,700 Land $65,000 Building $193,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Charlonate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Charlonate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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