33 Birch Hill Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 33 Birch Hill Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,772 sqft · built 1981
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Nov 2024)
Tax Bill	$20,275 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R-14 06A-75`

Property Details

APN / Parcel Number

Primary APN	`R-14 06A-75`
Alternative APNs	`STOW M:000R-14 P:006A-75` `M:000R=14 P:006A=75`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,772 sqft Living Area
Gross Area	6,150 sqft
1st Floor Area	1,982 sqft
Basement Area	1,422 sqft
Unfinished Basement	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-14 06A-75
Street Address	33 BIRCH HILL RD
City	STOW
State	MA
Zip	01775-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	BIRCH HILL ESTATES SEC 03
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2011
Census Tract	323101

Owner

33 Birch Hill Rd is owned and occupied by two individuals who bought it in November 2024.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 BIRCH HILL RD, STOW, MA 01775-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	Sep 30, 2004 · Amount on File
Deed Document Number	2024125362
Deed Book / Page	83429 / 309
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	33 BIRCH HILL RD, STOW, MA 01775-1308
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084674-499
Date	Sep 30, 2025
Book Page	84674/499
Instrument	118298

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	33 BIRCH HILL RD, STOW, MA 01775-1308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76143-586
Date	Nov 12, 2020
Book Page	76143/586
Instrument	211238

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 33 Birch Hill Rd was $20,275, up 1.7% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,275.00 (+1.69%)	$1,134,600 (-0.87%) Land $396,500 Building $738,100	$1,038,968 (+14.59%)
2025	$19,939.00 (+18.29%)	$1,144,600 (+15.23%) Land $434,200 Building $710,400	$906,680
2024	$16,856.00 (+7.57%)	$993,300 (+14.93%) Land $415,900 Building $577,400
2023	$15,670.00	$864,300 Land $328,800 Building $535,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Birch Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Birch Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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