3298 Richards Dr, Port Huron, MI 48060 Property Records

St. Clair County property record for 3298 Richards Dr, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1993
Lot Size	0.407 acres (17,729 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Jun 2013)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-570-0013-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-570-0013-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	17,729 sqft (0.407 acres)
Lot Dimensions	351 ft deep x 50.5 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3298 RICHARDS DR
City	PORT HURON
State	MI
Zip	48060-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 OLD COUNTRY ESTATES AND THAT PART OF VAC PECK RD ADJ AND LYING BETWEEN SAID EXTENDED LOT LINES
Legal Subdivision	OLD COUNTRY ESTATES
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	635000

Owner

3298 Richards Dr is owned and occupied by an individual who bought it in June 2013.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3298 RICHARDS DR, PORT HURON, MI 48060-7236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2013 · Amount on File
Deed Sale	Jun 5, 2013 · Amount on File
Prior Sale	Aug 23, 2006 · Amount on File
Deed Document Number	201316869
Deed Book / Page	4403 / 981
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3298 RICHARDS DR, PORT HURON, MI 48060-7236
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3298 RICHARDS DR, PORT HURON, MI 48060-7236

Mortgage

Document Number	5351848
Date	Apr 14, 2021
Book Page	5351/848
Instrument	2021011761

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	168 Months
Due	Apr 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3298 RICHARDS DR, PORT HURON, MI 48060-7236
Document Number	0051390689
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3298 RICHARDS DR PORT HURON MI 480607236, PORT HURON, MI 48060-7236

Mortgage

Document Number	0051390689
Date	Jan 9, 2020
Book Page	005139/000689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 8, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3298 RICHARDS DR, PORT HURON, MI 48060-7236
Document Number	0050610948
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3298 RICHARDS DR PORT HURON MI 480607236, PORT HURON, MI 48060-7236

Mortgage

Document Number	0050610948
Date	Jun 3, 2019
Book Page	005061/000948

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3298 Richards Dr was $3,588 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,300 (+2.32%)	$308,600
2025	$3,588.00 (+3.04%) Homeowner's exemption	$150,800
2024	$3,482.00		$301,600
2023		$122,600
2022	$3,124.00		$245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3298 Richards Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3298 Richards Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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