3295 Richards Dr, Port Huron, MI 48060 Property Records

St. Clair County property record for 3295 Richards Dr, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,037 sqft · built 1992
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Trust Names on File
Last Sale	$160,000 (Feb 2019)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-570-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-570-0015-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,037 sqft Living Area
1st Floor Area	2,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	17,293 sqft (0.397 acres)
Lot Depth	347 ft Depth
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3295 RICHARDS DR
City	PORT HURON
State	MI
Zip	48060-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 15 OLD COUNTRY ESTATES AND THAT PART OF VAC PECK RD ADJ AND LYING BETWEEN SAID EXTENDED LOT LINES
Legal Subdivision	OLD COUNTRY ESTATES
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	635000

Owner

3295 Richards Dr is owner-occupied and held in a trust since July 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3295 RICHARDS DR, PORT HURON, MI 48060-7237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 27, 2022	Deed of Trust, Mortgage FLAGSHIP COMMUNITY FCU
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSHIP COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2019 · Amount on File
Deed Sale	Feb 12, 2019 · Amount on File
Prior Sale	Jun 12, 2015 · Amount on File
Deed Document Number	20192631
Deed Book / Page	5030 / 777
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000015442
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 30, 2026
Property Address	3295 RICHARDS DR, PORT HURON, MI 48060-7237
Document Number	0000015442
Book / Page	5949 / 362
Instrument Date	Jul 29, 2026
Instrument	202615442
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3295 RICHARDS DR, PORT HURON, MI 48060-7237

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3295 RICHARDS DR, PORT HURON, MI 48060-7237
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3295 RICHARDS DR, PORT HURON, MI 48060-7237

Mortgage

Document Number	0005573872
Date	Oct 27, 2022
Book Page	5573/872
Instrument	2022024437

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union
Address	PORT HURON, MI 48060

Agreement

Amount	Amount on Record
Term	11 Months
Due	Sep 1, 2023

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3295 RICHARDS DR, PORT HURON, MI 48060-7237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049650580
Date	Jul 11, 2018
Book Page	4965/580
Instrument	2018015582

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3295 Richards Dr was $4,212 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,500 (+2.71%)	$341,000
2025	$4,212.00 (+3.06%) Homeowner's exemption	$166,000
2024	$4,087.00		$332,000
2023		$132,700
2022	$3,667.00		$265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3295 Richards Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3295 Richards Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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