3291 Richards Dr, Port Huron, MI 48060 Property Records

St. Clair County property record for 3291 Richards Dr, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,818 sqft · built 1992
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Oct 2006)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-570-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-570-0014-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	12,110 sqft (0.278 acres)
Lot Depth	249 ft Depth
Garage Area	1,612 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3291 RICHARDS DR
City	PORT HURON
State	MI
Zip	48060-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 14 OLD COUNTRY ESTATES AND THAT PART OF VAC PECK RD ADJ AND LYING BETWEEN SAID EXTENDED LOT LINES
Legal Subdivision	OLD COUNTRY ESTATES
Legal Lot Number	14
Legal Unit	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	635000

Owner

3291 Richards Dr is owned and occupied by an individual who bought it in October 2006.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3291 RICHARDS DR, PORT HURON, MI 48060-7237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2006 · Amount on File
Deed Sale	Oct 9, 2006 · Amount on File
Deed Document Number	20062005077581
Deed Book / Page	3626 / 206
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3291 RICHARDS DR, PORT HURON, MI 48060-7237
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 RICHARDS DR, PORT HURON, MI 48060-7237

Mortgage

Document Number	0000542373
Date	Sep 20, 2021
Book Page	5423/73
Instrument	2021026755

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3291 RICHARDS DR, PORT HURON, MI 48060-7237
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 RICHARDS DR, PORT HURON, MI 48060-7237

Mortgage

Document Number	0005514476
Date	Apr 25, 2022
Book Page	5514/476
Instrument	2022010531

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3291 RICHARDS DR, PORT HURON, MI 48060-7237
Document Number	0051500716
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3291 RICHARDS DR PORT HURON MI 480607237, PORT HURON, MI 48060-7237

Mortgage

Document Number	0051500716
Date	Feb 7, 2020
Book Page	005150/000716

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3291 Richards Dr was $3,886 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,800 (+1.78%)	$331,600
2025	$3,886.00 (+3.05%) Homeowner's exemption	$162,900
2024	$3,771.00		$325,800
2023		$129,600
2022	$3,383.00		$259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3291 Richards Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3291 Richards Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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