Amherst County property record for 3297 Elon Rd, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1954 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $960 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 120 A 47 |
| Primary APN | 120 A 47 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Concrete Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3297 ELON RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | CHESTNUT GROVE 120 A 47 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4147 |
| Census Tract | 10100 |
3297 Elon Rd is owned and occupied by an individual.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3297 ELON RD, MONROE, VA 24574-2987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 3297 ELON RD, MONROE, VA 24574-2987 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001597 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 220001597 |
| Name | BANK OF THE JAMES |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3297 Elon Rd was $960, up 50.5% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960.00 (+50.47%) | $104,700 Land $27,500 Building $77,200 | $171,600 Land $33,000 Building $138,600 |
| 2025 | $638.00 | ||
| 2024 | $97,700 (-) Land $27,500 Building $70,200 | $97,700 (-) Land $27,500 Building $70,200 | |
| 2023 | $595.00 | $97,700 Land $27,500 Building $70,200 | $97,700 Land $27,500 Building $70,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3297 Elon Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1985–2016) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3297 Elon Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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