3191 Elon Rd, Monroe, VA 24574 Property Records

Amherst County property record for 3191 Elon Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,560 sqft · built 1997
Lot Size	25.1 acres (1,094,445 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Apr 2021)
Tax Bill	$2,481 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121A 1 A`

Property Details

APN / Parcel Number

Primary APN	`121A 1 A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Finished Basement	754 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,094,445 sqft (25.1 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Patio Area	160 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3191 ELON RD
City	MONROE
State	VA
Zip	24574-3286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1 HOMEWOOD BOUNDS 121A 1 A
Legal Subdivision	HOMEWOOD BOUNDS SD
Legal Tract	1
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3004
Census Tract	10300

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3191 ELON RD, MONROE, VA 24574-3286
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	20211556
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	3191 ELON RD, MONROE, VA 24574-3286
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	SEVEN HILLS TITLE, SEVEN HILLS SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000823
Date	Mar 27, 2023
Instrument	230000823

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 22, 2021
Property Address	3191 ELON RD, MONROE, VA 24574-3286
Document Number	0210001556
Instrument Date	Apr 15, 2021
Instrument	210001556
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NOT AVAILABLE, SEVEN HILLS SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 ELON RD, MONROE, VA 24574-3286
Investor	Possibly a Property Investor

Mortgage

Document Number	0210001557
Date	Apr 22, 2021
Instrument	210001557

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,481.00 (+64.2%)	$247,800 (-20.19%) Land $34,700 Building $213,100	$421,700 (+35.81%) Land $39,700 Building $382,000
2025	$1,511.00
2024		$310,500 (-) Land $97,400 Building $213,100	$310,500 (-) Land $97,400 Building $213,100
2023	$1,511.00	$310,500 Land $97,400 Building $213,100	$310,500 Land $97,400 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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