Amherst County property record for 3227 Elon Rd, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,069 sqft · built 2003 |
| Lot Size | 5.17 acres (225,423 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2026) |
| Tax Bill | $1,625 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 121A 1 A1 |
| Primary APN | 121A 1 A1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,069 sqft Living Area |
| 1st Floor Area | 599 sqft |
| Basement Area | 599 sqft |
| Unfinished Basement | 599 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 225,423 sqft (5.17 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3227 ELON RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | PT OF TRACT 1 HOMEWOOD BOUND S 121A 1 A1 |
| Legal Subdivision | HOMEWOOD BOUNDS SUBDIVISION |
| Legal Tract | 1 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10300 |
Source: Amherst County records, as of October 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3227 ELON RD, MONROE, VA 24574-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on File |
| Deed Sale | Sep 16, 2026 · Amount on File |
| Prior Sale | Sep 7, 2016 · Amount on File |
| Deed Document Number | 20262865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Sep 16, 2026 |
| Property Address | 3227 ELON RD, MONROE, VA 24574-2804 |
| Document Number | 0000002865 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 20262865 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3227 ELON RD, MONROE, VA 24574-2804 |
| Document Number | 0000002866, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 20262866 |
| Name | LOWER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,625.00 (+83%) | $145,600 (-) Land $41,700 Building $103,900 | $290,200 (+99.31%) Land $50,000 Building $240,200 |
| 2025 | $888.00 | ||
| 2024 | $145,600 (-) Land $41,700 Building $103,900 | $145,600 (-) Land $41,700 Building $103,900 | |
| 2023 | $888.00 | $145,600 Land $41,700 Building $103,900 | $145,600 Land $41,700 Building $103,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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