3297 Choptank Rd, Preston, MD 21655 Property Records

Caroline County property record for 3297 Choptank Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	1 ba · 860 sqft · built 1880
Lot Size	4.13 acres (179,903 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2013)
Tax Bill	$2,103 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-001036`

Property Details

APN / Parcel Number

Primary APN	`04-001036`
Alternative APNs	`4001036` `001036`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	860 sqft Living Area
1st Floor Area	860 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	179,903 sqft (4.13 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	168 sqft
Poultry House	11,520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	001036
Street Address	3297 CHOPTANK RD
City	PRESTON
State	MD
Zip	21655-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	4.132 AC SE/S CHOPTANK RD SW OF PRESTON
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	3
Census Block	3048
Census Tract	955500

Owner

3297 Choptank Rd is owned and occupied by an individual who bought it in January 2013.

Source: Caroline County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3297 CHOPTANK RD, PRESTON, MD 21655-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAY VANGUARD BANK
Nov 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage 1880 BANK
Apr 24, 2020	Loan Modification, Mortgage · Conventional Mortgage 1880 BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2013 · Amount on File
Deed Sale	Jan 4, 2013 · Amount on File
Prior Sale	May 26, 2004
Deed Book / Page	1035 / 423
Transfer Doc	0005420499
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	3297 CHOPTANK RD, PRESTON, MD 21655-1212
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 CHOPTANK RD, PRESTON, MD 21655-1212

Mortgage

Document Number	0017730239
Date	Feb 19, 2026
Book Page	1773/239

Lender

Name	BAY VANGUARD BANK
Type	Bank
Address	SPARROWS POINT, MD 21219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	3297 CHOPTANK RD, PRESTON, MD 21655-1212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VENTURE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012840160
Date	Nov 9, 2017
Book Page	1284/160
Instrument	1284-160

Lender

Name	1880 BANK
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAROLINE MD
Property Address	3297 CHOPTANK RD, PRESTON, MD 21655-1212
Document Number	0014140129
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	VENTURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22350 HAVERCAMP RD PRESTON MD 216551357, PRESTON, MD 21655-1357

Mortgage

Document Number	0014140129
Date	May 7, 2020
Book Page	001414/000129

Lender

Name	1880 BK
Address	CAMBRIDGE, MD 21613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3297 Choptank Rd was $2,103, up 4.4% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,103.00 (+4.37%)	$190,600 (+6.42%) Land $74,000 Building $116,600	$190,600 (-) Land $74,000 Building $116,600
2025	$2,015.00	$179,100	$190,600 Land $74,000 Building $116,600
2023	$1,704.00	$156,100 Land $74,000 Building $82,100	$156,100 Land $74,000 Building $82,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3297 Choptank Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2003–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3297 Choptank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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