Caroline County property record for 3125 Choptank Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,769 sqft · built 1980 |
| Lot Size | 9.87 acres (429,937 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,171 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-020006 |
| Primary APN | 04-020006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,769 sqft Total Area |
| Utility Area | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 429,937 sqft (9.87 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 821 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020006 |
|---|---|
| Street Address | 3125 CHOPTANK RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 9.872 AC SE/S CHOPTANK ROAD SW OF PRESTON |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 955500 |
3125 Choptank Rd is owned and occupied by two individuals.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3125 CHOPTANK RD, PRESTON, MD 21655-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3125 Choptank Rd was $4,171 with a homeowner's exemption, up 3.6% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,171.00 (+3.55%) Homeowner's exemption | $447,000 Land $99,900 Building $347,100 | $447,000 Land $99,900 Building $347,100 |
| 2025 | $4,028.00 | ||
| 2023 | $3,797.00 Homeowner's exemption | $350,700 Land $99,900 Building $250,800 | $350,700 Land $99,900 Building $250,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3125 Choptank Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3125 Choptank Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
5G and 4G LTE (outdoors only)
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