Caroline County property record for 3151 Choptank Rd, Preston, MD 21655 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,058 sqft · built 1989 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,415 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-022009 |
| Primary APN | 04-022009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,058 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 445 sqft |
| Deck Area | 612 sqft |
| Shed | 1 Shed |
| Shed Area | 2,240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 022009 |
|---|---|
| Street Address | 3151 CHOPTANK RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.0 AC SE/S CHOPTANK ROAD SW OF PRESTON |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 955500 |
Source: Caroline County records · APN 04-022009
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3151 CHOPTANK RD, PRESTON, MD 21655-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3151 CHOPTANK RD, PRESTON, MD 21655-1210 |
| Document Number | 0012340282 |
| Book / Page | 001234 / 000282 |
| Instrument Date | Dec 02, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3151 CHOPTANK RD PRESTON MD 216551210, PRESTON, MD 21655-1210 |
| Document Number | 0012340282 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 001234/000282 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PRESTON, MD 21655 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,100 (+8.67%) Land $64,500 Building $419,600 | $484,100 (-) Land $64,500 Building $419,600 | |
| 2025 | $4,415.00 (+12.94%) Homeowner's exemption | $445,467 (+20.99%) | $484,100 (+31.48%) Land $64,500 Building $419,600 |
| 2023 | $3,909.00 Homeowner's exemption | $368,200 Land $64,500 Building $303,700 | $368,200 Land $64,500 Building $303,700 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119555003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 38% of the US · above 78% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Choptank Electric Cooperative | Fiber | 2,500 / 2,500 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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