3295 E 450 S, Bluffton, IN 46714 Property Records

Wells County property record for 3295 E 450 S, Bluffton, IN 46714 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,448 sqft · built 1940
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$262,802 (Feb 2025)
Tax Bill	$544 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-27-200-003.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-27-200-003.000-003`
Alternative APNs	`00001525446` `0020144400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
1st Floor Area	2,448 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001525446
Street Address	3295 E 450 S
City	BLUFFTON
State	IN
Zip	46714-9465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-26-12 1.980A S 150' OF W 575' OF E 1217' SENW
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3004
Census Tract	40300

Owner

Source: Wells County records · APN 90-08-27-200-003.000-003

Assessment roll updated June 26, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3295 E 450 S, BLUFFTON, IN 46714-9465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 04, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Feb 04, 2025	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2025 · Amount on Record
Deed Sale	Feb 04, 2025 · Amount on Record
Deed Document Number	2025440
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Apr 30, 2026
Property Address	3295 E 450 S, BLUFFTON, IN 46714-9465
Document Number	0000001495
Instrument Date	Apr 24, 2026
Instrument	20261495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3295 E 450 S, BLUFFTON, IN 46714-9465

Mortgage

Document Number	0000001495,
Date	Apr 30, 2026
Instrument	20261495

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3295 E 450 S, BLUFFTON, IN 46714-9465
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020250442
Date	Feb 04, 2025
Instrument	20250442

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Feb 04, 2025
Property Address	3295 E 450 S, BLUFFTON, IN 46714-9465
Document Number	0020250440
Instrument Date	Feb 03, 2025
Instrument	20250440
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3295 E 450 S, BLUFFTON, IN 46714-9465

Mortgage

Document Number	0020250441
Date	Feb 04, 2025
Instrument	20250441

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$544.00 (+43.16%) Homeowner's exemption	$260,600 (+33.92%) Land $68,300 Building $192,300	$260,600 (+33.92%) Land $68,300 Building $192,300
2024	$380.00 (+31.03%)
2023		$194,600 (+8.9%) Land $50,600 Building $144,000	$194,600 (+8.9%) Land $50,600 Building $144,000
2022	$290.00	$178,700 Land $38,700 Building $140,000	$178,700 Land $38,700 Building $140,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790403003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
Citizens Telephone	Fixed Wireless (unlicensed)	50 / 50
Verizon	Fixed Wireless	25 / 6

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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