2990 E 450 S, Bluffton, IN 46714 Property Records

Wells County property record for 2990 E 450 S, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 1976
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jul 2010)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-28-400-002.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-28-400-002.000-003`
Alternative APNs	`00001525529` `0020092601`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	2,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Mixed
Garage Area	1,460 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	530 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	00001525529
Street Address	2990 E 450 S
City	BLUFFTON
State	IN
Zip	46714-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-26-12 1.650 N 240' OF E 300'
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3021
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2990 E 450 S, BLUFFTON, IN 46714-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2010 · Amount on Record
Deed Sale	Jul 2, 2010 · Amount on Record
Deed Book / Page	149 / 378
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2990 E 450 S, BLUFFTON, IN 46714-9642
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260089
Date	Jan 9, 2026
Instrument	20260089

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2055

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	2990 E 450 S, BLUFFTON, IN 46714-9642
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200382
Date	Jan 24, 2020
Instrument	20200382

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (+30.15%) Homeowner's exemption	$327,600 (+35.2%) Land $59,400 Building $268,200	$327,600 (+35.2%) Land $59,400 Building $268,200
2024	$1,761.00 (+22.46%)
2023		$242,300 (+8.12%) Land $44,000 Building $198,300	$242,300 (+8.12%) Land $44,000 Building $198,300
2022	$1,438.00	$224,100 Land $34,100 Building $190,000	$224,100 Land $34,100 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Citizens Telephone Fixed Wireless	50 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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