3320 Gardenia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3320 Gardenia Dr, Hernando Beach, FL 34607 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1992
Square Footage	1,688 sqft Living Area
Lot Size	7,300 sqft (0.168 acres)
Garage	Attached, 600 sqft
Occupancy	Owner Occupied
Tax Bill	$1,211.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2350-1120-0060`
Alternative APNs	`01246280` `1246280`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,688 sqft Living Area
Gross Area	2,522 sqft Gross Area
1st Floor	1,688 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Exterior Material	Combination Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,300 sqft (0.168 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	600 sqft Garage
Porch	Open Porch
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	01246280
Street Address	3320 GARDENIA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3507
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 12 BLK 112 LOT 6
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 12
Legal Block	112
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1032
Census Tract	41501

Owner

Source: Hernando County records · APN R13-223-16-2350-1120-0060

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3320 GARDENIA DR, HERNANDO BEACH, FL 34607-3507
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 13, 2025
Transfer Doc	0045221055
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 (+12.55%)	$113,878 (+3.12%) Land $103,295 Building $10,583	$113,878 (-53.32%) Land $103,295 Building $10,583
2023		$110,436 Land $110,436
2022	$1,076.00		$243,973 Land $88,695 Building $155,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	About 1 in 526 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.