3292 W Eel River Rd, Peru, IN 46970 Property Records

Miami County property record for 3292 W Eel River Rd, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,792 sqft · built 1942
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on Record
Last Sale	$147,300 (Apr 2016)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-00015-01`

Property Details

APN / Parcel Number

Primary APN	`012-00015-01`
Alternative APNs	`52-07-01-400-003.000-012` `01781020951`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Material	Asphalt
Lot Area	97,139 sqft (2.23 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	476 sqft
Lean-To	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01781020951
Street Address	3292 W EEL RIVER RD
City	PERU
State	IN
Zip	46970-7691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	012-00015-01 WPT SE1/4 01-27-03 2.23 23 000 01501
Jurisdiction	MIAMI IN
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3029
Census Tract	952100

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3292 W EEL RIVER RD, PERU, IN 46970-7691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2016521869
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	3292 W EEL RIVER RD, PERU, IN 46970-7691
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 W EEL RIVER RD, PERU, IN 46970-7691

Mortgage

Document Number	20230521690
Date	May 11, 2023
Instrument	20230521690

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	3292 W EEL RIVER RD, PERU, IN 46970-7691
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210520571
Date	Feb 2, 2021
Instrument	20210520571

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Jefferson Township
Unified School District	North Miami Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00 (+22.94%) Homeowner's exemption	$180,200 (+19.97%) Land $24,300 Building $155,900	$180,200 (+19.97%) Land $24,300 Building $155,900
2024	$898.00 (-1.86%)
2023	$915.00 (+60.53%)	$150,200 Land $24,300 Building $125,900	$150,200 Land $24,300 Building $125,900
2022	$570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1998–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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