DeKalb County property record for 3292 Co Rd 28, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,931 sqft · built 1960 |
| Lot Size | 10.3 acres (452,588 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,719 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-09-100-011.000-007 |
| Primary APN | 17-06-09-100-011.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,931 sqft Living Area |
| 1st Floor Area | 1,967 sqft |
| Basement Area | 1,211 sqft |
| Unfinished Basement | 1,211 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 452,588 sqft (10.3 acres) |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Milk House | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050609100011 |
|---|---|
| Street Address | 3292 COUNTY ROAD 28 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT W1/2 NW1/4 SECTION 9 TOWNSHIP 34 RANGE 13 10.39 ACRES |
| Legal Range | 13 |
| Legal Township | 34 |
| Legal Section | 09 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 20200 |
Source: DeKalb County records · APN 17-06-09-100-011.000-007
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3292 COUNTY ROAD 28, WATERLOO, IN 46793-9537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 3292 COUNTY ROAD 28, WATERLOO, IN 46793-9537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202003591 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 202003591 |
| Name | THE GARRETT STATE BANK |
|---|---|
| Type | Bank |
| Address | GARRETT, IN 46738 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Jul 01, 2026 |
Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,719.00 (+5.85%) | $248,400 (+4.81%) Land $55,300 Building $193,100 | $248,400 (+4.81%) Land $55,300 Building $193,100 |
| 2024 | $1,624.00 (+3.24%) | $237,000 (+3.09%) Land $54,600 Building $182,400 | $237,000 (+3.09%) Land $54,600 Building $182,400 |
| 2023 | $1,573.00 (-9.6%) | $229,900 (+13.53%) Land $50,600 Building $179,300 | $229,900 (+13.53%) Land $50,600 Building $179,300 |
| 2022 | $1,740.00 | $202,500 Land $43,900 Building $158,600 | $202,500 Land $43,900 Building $158,600 |
Source: FEMA National Flood Hazard Layer as of July 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Air Wireless Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Defiance Holdings.
Based on FCC filings for 8 locations within half a mile of this property.
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