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3052 Co Rd 28, Waterloo, IN 46793 Property Records

DeKalb County property record for 3052 Co Rd 28, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,409 sqft · built 1960
Lot Size4.04 acres (175,982 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Dec 2021)
Tax Bill$1,789 (2025)
Deeds & MortgagesDec 2021 Sale
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-06-08-200-007.000-007

Property Details

APN / Parcel Number

Primary APN17-06-08-200-007.000-007
Alternative APN
  • 050608200007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,409 sqft Living Area
1st Floor Area2,409 sqft
Basement Area1,229 sqft
Unfinished Basement1,229 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area175,982 sqft (4.04 acres)
TerrainRolling
Garage TypeAttached
Garage Area896 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area530 sqft
Deck Area552 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Account Number050608200007
Street Address3052 COUNTY ROAD 28
CityWATERLOO
StateIN
Zip46793-9536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW PT NE1/4 (EX I-69) SECTION 8 TWP 34 RANGE 13 ACRES 4.04
JurisdictionDE KALB IN
Township / Civil DivisionGRANT
Census Block Group3
Census Block3027
Census Tract20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3052 COUNTY ROAD 28, WATERLOO, IN 46793-9536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Warranty Deed, Transfer
Jun 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2021 · Amount on File
Deed SaleDec 20, 2021 · Amount on File
Prior SaleMay 25, 2000 · Amount on File
Deed Document Number20219314
Prior Transfer DateJan 26, 2009
Prior Transfer Doc0000000740
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateDec 20, 2021
Property Address3052 COUNTY ROAD 28, WATERLOO, IN 46793-9536
Document Number0202109314
Instrument DateDec 16, 2021
Instrument202109314
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2875 COUNTY ROAD 23, WATERLOO, IN 46793-9420

Transferred To (Grantee/Buyer)

NameVerified Name
Address3052 COUNTY ROAD 28, WATERLOO, IN 46793-9536

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IN
Recording DateJun 8, 2021
Property Address3052 COUNTY ROAD 28, WATERLOO, IN 46793-9536
Document Number0202104173
Instrument DateMay 17, 2021
Instrument202104173
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3052 COUNTY ROAD 28, WATERLOO, IN 46793-9536

Mortgage

Document Number0202104174
DateJun 8, 2021
Instrument202104174
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,789.00 (-2.98%)$278,800 (+0.94%) Land $54,900 Building $223,900$278,800 (+0.94%) Land $54,900 Building $223,900
2024$1,844.00 (+3.54%)$276,200 (+3.87%) Land $54,900 Building $221,300$276,200 (+3.87%) Land $54,900 Building $221,300
2023$1,781.00 (-0.11%)$265,900 (+14.17%) Land $52,300 Building $213,600$265,900 (+14.17%) Land $52,300 Building $213,600
2022$1,783.00$232,900 Land $45,500 Building $187,400$232,900 Land $45,500 Building $187,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		1,000 / 1,000
MetaLINK Technologies
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Lakeland Internet
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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