2844 Co Rd 28, Waterloo, IN 46793 Property Records

DeKalb County property record for 2844 Co Rd 28, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,608 sqft · built 2008
Lot Size	2.19 acres (95,745 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2018)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-06-08-100-017.000-007`

Property Details

APN / Parcel Number

Primary APN	`17-06-08-100-017.000-007`
Alternative APN	`050608100017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,608 sqft Living Area
1st Floor Area	2,608 sqft
Basement Area	2,608 sqft
Finished Basement	1,304 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Asphalt
Lot Area	95,745 sqft (2.19 acres)
Garage Type	Mixed
Garage Area	2,616 sqft
Parking Spaces	9 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	050608100017
Street Address	2844 COUNTY ROAD 28
City	WATERLOO
State	IN
Zip	46793-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY ACRES ( CONTAINS 2.198A ) LOT # 7.
Legal Subdivision	COUNTRY ACRES
Legal Lot Number	7
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3029
Census Tract	20200

Owner

2844 Co Rd 28 is owned and occupied by an individual who bought it in April 2018.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2844 COUNTY ROAD 28, WATERLOO, IN 46793-9426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Warranty Deed, Transfer · Line of Credit CAMPBELL & FETTER BANK
Apr 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Deed Document Number	20182020
Prior Transfer Date	Apr 20, 2018
Prior Transfer Doc	0000002018
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 27, 2018
Property Address	2844 COUNTY ROAD 28, WATERLOO, IN 46793-9426
Document Number	201802020
Map Reference	DOC02-7638
Instrument Date	Apr 26, 2018
Instrument	201802020
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 COUNTY ROAD 28, WATERLOO, IN 46793-9426

Mortgage

Document Number	201802021
Date	Apr 27, 2018
Instrument	201802021

Lender

Name	CAMPBELL & FETTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2043

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 27, 2018
Property Address	2844 COUNTY ROAD 28, WATERLOO, IN 46793-9426
Document Number	201802018
Map Reference	DOC02-7638
Instrument Date	Apr 20, 2018
Instrument	201802018
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 COUNTY ROAD 28, WATERLOO, IN 46793-9426

Tax Assessment & Valuation

The 2025 property tax bill for 2844 Co Rd 28 was $2,821, up 5.2% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00 (+5.18%)	$465,200 (+0.91%) Land $38,800 Building $426,400	$465,200 (+0.91%) Land $38,800 Building $426,400
2024	$2,682.00 (+6.18%)	$461,000 (+2.76%) Land $38,800 Building $422,200	$461,000 (+2.76%) Land $38,800 Building $422,200
2023	$2,526.00 (-6.48%)	$448,600 (+9.84%) Land $37,000 Building $411,600	$448,600 (+9.84%) Land $37,000 Building $411,600
2022	$2,701.00	$408,400 Land $32,200 Building $376,200	$408,400 Land $32,200 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2844 Co Rd 28 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2844 Co Rd 28 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Locl.Net Fixed Wireless	30 / 8
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, Lakeland Internet, Mercury Fiber, Surf Internet.

Nearby Properties on Co Rd 28

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