3290 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3290 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,700 sqft · built 1979
Lot Size	0.896 acres (39,029 sqft)
Owner	Individual Name on Record
Last Sale	$68,100 (Aug 2013)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-092-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-092-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	39,029 sqft (0.896 acres)
Lot Dimensions	315 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	526 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	292 sqft
Deck Area	1,068 sqft
Patio Area	1,218 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3290 WILDERNESS CIR
City	MIDDLEBURG
State	FL
Zip	32068-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 102 MCRAE LANDING AS REC OR 629 PG 221;1991 PG 1084; 3556 PG 416;3561 PG 1757 & 3562
Legal Range	25E
Legal Township	05S
Legal Section	37
Legal Subdivision	MCRAE LANDING
Legal Lot Number	102
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2003
Census Tract	30210

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3290 WILDERNESS CIR, MIDDLEBURG, FL 32068-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2013 · Amount on Record
Deed Sale	Aug 1, 2013 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	201345630
Deed Book / Page	3562 / 948
Prior Transfer Date	Jun 20, 2013
Prior Transfer Doc	0035620948
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3290 WILDERNESS CIR, MIDDLEBURG, FL 32068-4137
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 WILDERNESS CIR, MIDDLEBURG, FL 32068-4137

Mortgage

Document Number	0043642112
Date	Oct 15, 2020
Book Page	4364/2112
Instrument	2020053627

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,329.00 (+5.31%) Homeowner's exemption	$127,315 (+5.99%)	$236,034 (-2.24%) Land $50,000 Building $186,034
2024	$1,262.00 (-18.48%)
2023	$1,548.00 (+11.85%) Homeowner's exemption	$120,124 (+3%)	$241,443 (+14.73%) Land $50,000 Building $191,443
2022	$1,384.00 Homeowner's exemption	$116,626	$210,443 Land $35,000 Building $175,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilderness Cir

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