Clay County property record for 3286 Wilderness Cir, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,825 sqft · built 1983 |
| Lot Size | 0.798 acres (34,804 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $2,261 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 37-05-25-010149-093-00 |
| Primary APN | 37-05-25-010149-093-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,825 sqft Heated Area |
| Gross Area | 3,355 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,804 sqft (0.798 acres) |
| Lot Dimensions | 283 ft deep x 123 ft wide |
| Garage Area | 515 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 15 sqft |
| Deck Area | 220 sqft |
| Fence | Fence |
| Storage Building | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3286 WILDERNESS CIR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 103 MCRAE LANDING AS REC OR 1678 PG 2190 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 37 |
| Legal Subdivision | MCRAE LNDG |
| Legal Lot Number | 103 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30210 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3286 WILDERNESS CIR, MIDDLEBURG, FL 32068-4137 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 26, 1997 |
| Transfer Doc | 0016782190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3286 WILDERNESS CIR, MIDDLEBURG, FL 32068-4137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3286 WILDERNESS CIR, MIDDLEBURG, FL 32068-4137 |
| Document Number | 0046310391 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 4631/391 |
| Instrument | 2022045001 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,261.00 (-6.72%) Homeowner's exemption | $188,418 (+5.99%) | $351,381 (-2.45%) Land $50,000 Building $301,381 |
| 2023 | $2,424.00 (+8.41%) Homeowner's exemption | $177,775 (+3%) | $360,196 (+13.77%) Land $50,000 Building $310,196 |
| 2022 | $2,236.00 Homeowner's exemption | $172,598 | $316,613 Land $35,000 Building $281,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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