3289 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3289 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,049 sqft · built 1980
Lot Size0.841 acres (36,677 sqft)
Owner2 Owner Names on Record
Tax Bill$1,626 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone AE (high risk)
APN37-05-25-010149-020-00

Property Details

APN / Parcel Number

Primary APN37-05-25-010149-020-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,049 sqft Heated Area
Gross Area2,934 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area36,677 sqft (0.841 acres)
Lot Dimensions322 ft deep x 114 ft wide
Garage Area495 sqft

Exterior Amenities

PorchPorch
Porch Area250 sqft
Patio Area140 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3289 WILDERNESS CIR
CityMIDDLEBURG
StateFL
Zip32068-4139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 30 MCRAE LANDING AS REC OR 1771 PG 992
Legal Range25
Legal Township05
Legal Section37
Legal SubdivisionMCRAE LNDG
Legal Lot Number30
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2001
Census Tract30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3289 WILDERNESS CIR, MIDDLEBURG, FL 32068-4139
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 1, 1999
Transfer Doc0017710992
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3289 WILDERNESS CIR, MIDDLEBURG, FL 32068-4139
Document Number0040050767
Book / Page004005 / 000767
Instrument DateAug 16, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3289 WILDERNESS CIR MIDDLEBURG FL 320684139, MIDDLEBURG, FL 32068-4139

Mortgage

Document Number0040050767
DateAug 23, 2017
Book Page004005/000767
Instrument43164
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,626.00 (-11%) Homeowner's exemption$146,769 (+5.99%)$291,592 (-1.84%) Land $50,000 Building $241,592
2023$1,827.00 (+10.39%) Homeowner's exemption$138,479 (+3%)$297,068 (+14.2%) Land $50,000 Building $247,068
2022$1,655.00 Homeowner's exemption$134,446$260,122 Land $35,000 Building $225,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims9 (2012–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilderness Cir

Nearby Streets

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