DeSoto County property record for 3290 Shady Hill Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,335 sqft · built 1996 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $509 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-23-02-0-00032-00 |
| Primary APN | 3-08-6-23-02-0-00032-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,335 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Street Address | 3290 SHADY HILL DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | OAK MANOR WEST SD LOT 32 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 23 |
| Legal Subdivision | OAK MANOR WEST SD |
| Legal Lot Number | 32 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 71123 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3290 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Line of Credit ORION FCU |
| Nov 5, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000394216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3290 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 3290 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Document Number | 5662/91578 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 5662/91578 |
| Name | ORION FCU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 16, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3290 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3290 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Document Number | 005390/612 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 5390/612 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509.00 (-16.01%) | $11,851 (-) Land $1,700 Building $10,151 | $118,505 (-) Land $17,000 Building $101,505 |
| 2023 | $606.00 | $11,851 | $118,505 Land $17,000 Building $101,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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