DeSoto County property record for 3260 Shady Hill Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,588 sqft · built 1994 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Mar 2009 Line of Credit May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-23-02-0-00031-00 |
| Primary APN | 3-08-6-23-02-0-00031-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,588 sqft Adjusted Area |
| 1st Floor Area | 1,986 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3260 SHADY HILL DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | OAK MANOR WEST SD LOT 31 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 23 |
| Legal Subdivision | OAK MANOR WEST SD |
| Legal Lot Number | 31 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 71123 |
Source: DeSoto County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3260 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 24, 2009 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| May 31, 2023 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 |
| Deed Sale | May 31, 2023 |
| Prior Sale | Mar 2, 2012 |
| Deed Book / Page | 1023 / 9081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3260 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003009/151 |
|---|---|
| Date | Mar 24, 2009 |
| Book Page | 3009/151 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 13, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 31, 2023 |
| Property Address | 3260 SHADY HILL DR, HERNANDO, MS 38632-8186 |
| Document Number | 01023/9081 |
| Book / Page | 1023 / 9081 |
| Map Reference | MB 26 PG 13 |
| Instrument Date | May 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 ANNA CV, MADISON, MS 39110-6994 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 ANNA COVE LANE, ARLINGTON, TN 38002 |
| Document Number | 0566045543 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 5660/45543 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,205.00 (+2.51%) | $21,482 (+38.69%) Land $1,500 Building $19,982 | $214,819 (+38.69%) Land $15,000 Building $199,819 |
| 2023 | $2,151.00 | $15,489 | $154,893 Land $15,000 Building $139,893 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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