3160 Shady Hill Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3160 Shady Hill Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,681 sqft · built 1987
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-02-0-00028-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-02-0-00028-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,681 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	68,389 sqft (1.57 acres)
Pool Area	608 sqft
Shed	1 Shed
Shed Area	660 sqft

Location & Zoning

Street Address	3160 SHADY HILL DR
City	HERNANDO
State	MS
Zip	38632-8162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OAK MANOR WEST S-D LOT 28
Legal Range	08
Legal Township	03
Legal Section	23
Legal Subdivision	OAK MANOR WEST S-D
Legal Lot Number	28
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	71123

Owner

3160 Shady Hill Dr is owned and occupied by an individual who acquired it in June 2019.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3160 SHADY HILL DR, HERNANDO, MS 38632-8162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jun 10, 2019	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019
Deed Sale	Jun 10, 2019
Prior Sale	Nov 18, 2013
Deed Document Number	0000890132
Deed Book / Page	0890 / 132
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3160 SHADY HILL DR, HERNANDO, MS 38632-8162
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 SHADY HILL DR, HERNANDO, MS 38632-8162

Mortgage

Document Number	005353/253
Date	Sep 24, 2021
Book Page	5353/253

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3160 SHADY HILL DR, HERNANDO, MS 38632-8162
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004978/214
Date	Jun 29, 2020
Book Page	4978/214

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 10, 2019
Property Address	3160 SHADY HILL DR, HERNANDO, MS 38632-8162
Document Number	000890/132
Book / Page	0890 / 132
Map Reference	MB 26 PG 13
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3357 COUNTY ROAD 2508, 3357, CADDO MILLS, TX 75135-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3160 SHADY HILL DR, HERNANDO, MS 38632-8162

Mortgage

Document Number	0004739559
Date	Jun 10, 2019
Instrument	4739/559

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3160 Shady Hill Dr was $1,032.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00	$16,341 Land $1,570 Building $14,771	$163,414 Land $15,700 Building $147,714
2023	$1,229.00	$16,341	$163,414 Land $15,700 Building $147,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3160 Shady Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3160 Shady Hill Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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