3290 E 38th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 3290 E 38th St, Chattanooga, TN 37404

Property Summary

Property Type	Vacant Land
Owner	Individual Name on File
Tax Bill	$113 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`168G S 006.02`

Property Details

APN / Parcel Number

Primary APN	`168G S 006.02`

Location & Zoning

Street Address	3290 E 38TH ST
City	CHATTANOOGA
State	TN
Zip	37404-5970
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	LT 3 BLK 21 LAZARDS ADDITION PB 118 PG 172 OUT OF 168G S 006 FOR 2021
Legal Subdivision	LAZARD ADDN
Legal Block	21
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	2400

Owner

Source: Hamilton County records · APN 168G S 006.02

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	416 S CREST RD, CHATTANOOGA, TN 37404-5913
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 29, 2021
Transfer Doc	0000000205
Record Updated	Jun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 29, 2021
Property Address	3290 E 38TH ST, CHATTANOOGA, TN 37404-5970
Document Number	0000000205
Book / Page	12419 / 843
Map Reference	MB 118 PG 172
Instrument Date	Mar 18, 2021
Instrument	2021032900205
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	KEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S CREST RD, CHATTANOOGA, TN 37404-5913
Investor	Possibly a Property Investor

Mortgage

Document Number	0012419845
Date	Mar 29, 2021
Instrument	12419/845

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113.00 (+175.61%)	$7,500 (+3%)	$30,000 (+3%) Land $30,000
2024	$41.00	$1,875 (-)	$7,500 (-) Land $7,500
2023	$41.00	$1,875 (-)	$7,500 (-) Land $7,500
2022	$41.00	$1,875	$7,500 Land $7,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.