Kane County property record for 329 S Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,426 sqft · built 1988 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2022) |
| Tax Bill | $8,260 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-104-006 |
| Primary APN | 06-23-104-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 4,852 sqft |
| 1st Floor Area | 2,426 sqft |
| Basement Area | 2,426 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 329 S COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER & GIVENS ADDN LOT 12 BLOCK 2 |
| Legal Subdivision | HUNTER&GIVENS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-104-006
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 329 S COMMONWEALTH AVE, ELGIN, IL 60123-7321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Apr 13, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Deed Document Number | 202245738 |
| Prior Transfer Date | Feb 23, 2017 |
| Prior Transfer Doc | 0000028950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 13, 2022 |
| Property Address | 329 S COMMONWEALTH AVE, ELGIN, IL 60123-7321 |
| Document Number | 0000045738 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022K045738 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 WINTERGREEN CT, 7, ALGONQUIN, IL 60102-6332 |
| Name | Verified Name |
|---|---|
| Address | 329 S COMMONWEALTH AVE, ELGIN, IL 60123-7321 |
| Document Number | 0000045739 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022K045739 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate | 4.62% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 13, 2021 |
| Property Address | 329 S COMMONWEALTH AVE, ELGIN, IL 60123-7321 |
| Document Number | 0000028950 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 2021K028950 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 392 S COMMONWEALTH AVE, ELGIN, IL 60123-7322 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,260.00 (+17.2%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $114,465 (+21.39%) Land $17,499 Building $96,966 | $343,532 (+21.44%) Land $52,518 Building $291,014 | |
| 2022 | $7,048.00 (+5.12%) Disabled Person's exemption | $94,292 (+6.96%) Land $14,415 Building $79,877 | $282,876 (+6.96%) Land $43,245 Building $239,631 |
| 2021 | $6,705.00 Disabled Person's exemption | $88,156 Land $13,477 Building $74,679 | $264,468 Land $40,431 Building $224,037 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 626 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures