322 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 322 S Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,264 sqft · built 1955
Lot Size0.177 acres (7,714 sqft)
Owner2 Individual Names on Record
Tax Bill$6,185 (2025)
Flood ZoneZone X (minimal risk)
APN06-23-103-004

Property Details

APN / Parcel Number

Primary APN06-23-103-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
Gross Area2,528 sqft
1st Floor Area1,264 sqft
Basement Area1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Lot Area7,714 sqft (0.177 acres)
Lot Dimensions133 ft deep x 58 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address322 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-7322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB SOUTH 8 FT EAST 133.4 FT ON NORTH LINE & EAST 132 FT ON SOUTH LINE LOT C OF BLOCK 13
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block3
Legal Lot NumberC
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address322 S COMMONWEALTH AVE, ELGIN, IL 60123-7322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,185.00 (+13.86%) Homeowner's exemption Senior Citizen's exemption$97,077 (+8.57%) Land $18,126 Building $78,951$291,348 (+8.57%) Land $54,400 Building $236,948
2024$89,414 (+21.39%) Land $16,695 Building $72,719$268,349 (+21.44%) Land $50,105 Building $218,244
2022$5,432.00 (-11.57%) Homeowner's exemption$73,656 (+6.96%) Land $13,753 Building $59,903$220,968 (+6.96%) Land $41,259 Building $179,709
2021$6,143.00$68,863 Land $12,858 Building $56,005$206,589 Land $38,574 Building $168,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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