326 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 326 S Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,124 sqft · built 1951
Lot Size0.314 acres (13,680 sqft)
OwnerIndividual Name on File
Last Sale$117,000 (Jan 1996)
Tax Bill$2,303 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-23-103-005

Property Details

APN / Parcel Number

Primary APN06-23-103-005

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,124 sqft Living Area
Gross Area2,248 sqft
1st Floor Area1,124 sqft
Basement Area1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area13,680 sqft (0.314 acres)
Lot Dimensions190 ft deep x 72 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address326 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-7322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB LOT D BLOCK 13
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block13
Legal Lot NumberD
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract854900

Owner

Source: Kane County records · APN 06-23-103-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 S COMMONWEALTH AVE, ELGIN, IL 60123-7322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 1996 · Amount on Record
Deed SaleJan 08, 1996 · Amount on Record
Prior SaleOct 31, 1995 · Amount on Record
Deed Document Number19961452
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address326 S COMMONWEALTH AVE, ELGIN, IL 60123-7322
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029194
DateJun 20, 2018
Instrument2018K029194
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 19, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,303.00 (-53.81%) Homeowner's exemption Senior Citizen's exemption
2024$83,158 (+21.39%) Land $22,270 Building $60,888$249,574 (+21.44%) Land $66,837 Building $182,737
2022$4,986.00 (+58.84%) Homeowner's exemption$68,503 (+6.96%) Land $18,345 Building $50,158$205,509 (+6.96%) Land $55,035 Building $150,474
2021$3,139.00 Homeowner's exemption$64,045 Land $17,151 Building $46,894$192,135 Land $51,453 Building $140,682

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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