329 Providence Rd, Ballwin, MO 63011 Property Records

St. Louis County property record for 329 Providence Rd, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,732 sqft · built 1960
Lot Size	0.286 acres (12,463 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,000 (Aug 2020)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22S-43-0322`

Property Details

APN / Parcel Number

Primary APN	`22S-43-0322`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,346 sqft
1st Floor Area	1,189 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,463 sqft (0.286 acres)
Lot Dimensions	96 ft deep x 93 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	102 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	329 PROVIDENCE RD
City	BALLWIN
State	MO
Zip	63011-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	CHERRY HILL ESTATES LOT 90
Legal Subdivision	CHERRY HILL ESTATES
Legal Lot Number	90
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2003
Census Tract	217806

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	329 PROVIDENCE RD, BALLWIN, MO 63011-3155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	20202401
Deed Book / Page	24226 / 2431
Prior Transfer Date	Oct 14, 2002
Prior Transfer Doc	0000000352
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	329 PROVIDENCE RD, BALLWIN, MO 63011-3155
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 PROVIDENCE RD, BALLWIN, MO 63011-3155

Mortgage

Document Number	2025093000123
Date	Sep 30, 2025
Instrument	2025093000123

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,250 (-) Land $30,530 Building $41,720	$380,300 (-) Land $160,700 Building $219,600
2025	$4,952.00 (+7.93%)	$72,250 (+10.17%) Land $30,530 Building $41,720	$380,300 (+10.17%) Land $160,700 Building $219,600
2024	$4,588.00 (+0.09%)
2023	$4,584.00 (+11.78%)	$65,580 (+19.61%) Land $22,910 Building $42,670	$345,200 (+19.61%) Land $120,600 Building $224,600
2022	$4,101.00	$54,830 Land $22,910 Building $31,920
2021			$288,600 Land $120,600 Building $168,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20