St. Louis County property record for 324 Providence Rd, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,769 sqft · built 1959 |
| Lot Size | 0.287 acres (12,493 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Nov 2023) |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22S-43-0203 |
| Primary APN | 22S-43-0203 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,493 sqft (0.287 acres) |
| Lot Dimensions | 85 ft deep x 85 ft wide |
| Terrain | Above Road/Slope |
| Garage Area | 580 sqft |
| Deck Area | 70 sqft |
| Patio Area | 70 sqft |
| Canopy | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 324 PROVIDENCE RD |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CHERRY HILL ESTATES LOT 51 |
| Legal Subdivision | CHERRY HILL ESTATES |
| Legal Lot Number | 51 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 217806 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 5, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK |
| May 21, 2018 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on Record |
| Deed Sale | Nov 3, 2023 · Amount on Record |
| Prior Sale | Jan 5, 2022 · Amount on Record |
| Deed Document Number | 2023113331 |
| Prior Transfer Date | Oct 26, 2023 |
| Prior Transfer Doc | 0000000331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 3, 2023 |
| Property Address | 324 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 2023110300331 |
| Map Reference | MB 90 PG 19&20 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023110300331 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Name | Verified Name |
|---|---|
| Address | 324 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 5, 2022 |
| Property Address | 324 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0253104167 |
| Book / Page | 25310 / 4167 |
| Map Reference | MB 90 PG 19&20 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2022010500681 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1338 EAGLEBROOKE CT, BALLWIN, MO 63021-7549 |
| Investor | Possibly a Property Investor |
| Document Number | 2022010500682 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022010500682 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 21, 2018 |
| Property Address | 324 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0230342941 |
| Book / Page | 023034 / 002941 |
| Instrument Date | May 16, 2018 |
| Instrument | 665 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 324 PROVIDENCE RD BALLWIN MO 630113118, BALLWIN, MO 63011-3118 |
| Document Number | 230342944 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 023034/002944 |
| Instrument | 666 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,080 (-) Land $30,550 Building $16,530 | $247,800 (-) Land $160,800 Building $87,000 | |
| 2025 | $3,237.00 (-7.43%) | $47,080 (-5.63%) Land $30,550 Building $16,530 | $247,800 (-5.64%) Land $160,800 Building $87,000 |
| 2024 | $3,497.00 (+0.09%) | ||
| 2023 | $3,494.00 (+5.4%) | $49,890 (+12.57%) Land $22,910 Building $26,980 | $262,600 (+12.56%) Land $120,600 Building $142,000 |
| 2022 | $3,315.00 | $44,320 Land $22,910 Building $21,410 | |
| 2021 | $233,300 Land $120,600 Building $112,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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