St. Louis County property record for 326 Providence Rd, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1959 |
| Lot Size | 0.331 acres (14,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,500 (Sep 2010) |
| Tax Bill | $3,832 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22S-43-0252 |
| Primary APN | 22S-43-0252 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 1,609 sqft |
| 1st Floor Area | 1,189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,405 sqft (0.331 acres) |
| Lot Dimensions | 155 ft deep x 70 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 326 PROVIDENCE RD |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CHERRY HILL ESTATES LOT 52 |
| Legal Subdivision | CHERRY HILL ESTATES |
| Legal Lot Number | 52 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 217806 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2025 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CU |
| Sep 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 30, 2016 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2010 · Amount on Record |
| Deed Sale | Sep 29, 2010 · Amount on Record |
| Prior Sale | Sep 30, 2003 |
| Deed Document Number | 2010534 |
| Deed Book / Page | 19140 / 1010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 2025071000426 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 2025071000426 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BALLWIN, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jun 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0250701524 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 25070/1524 |
| Instrument | 2021082400235 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0243261765 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 24326/1765 |
| Instrument | 2020091600010 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0238700148 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 23870/148 |
| Instrument | 2020010700024 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 326 PROVIDENCE RD, BALLWIN, MO 63011-3118 |
| Document Number | 0223581812 |
| Book / Page | 022358 / 001812 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 326 PROVIDENCE RD BALLWIN MO 630113118, BALLWIN, MO 63011-3118 |
| Document Number | 0223581812 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 022358/001812 |
| Instrument | 414 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,820 (-) Land $31,160 Building $24,660 | $293,800 (-) Land $164,000 Building $129,800 | |
| 2025 | $3,832.00 (+7.31%) | $55,820 (+9.54%) Land $31,160 Building $24,660 | $293,800 (+9.55%) Land $164,000 Building $129,800 |
| 2024 | $3,571.00 (+0.08%) | ||
| 2023 | $3,568.00 (+4.57%) | $50,960 (+11.71%) Land $23,370 Building $27,590 | $268,200 (+11.7%) Land $123,000 Building $145,200 |
| 2022 | $3,412.00 | $45,620 Land $23,370 Building $22,250 | |
| 2021 | $240,100 Land $123,000 Building $117,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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