329 N Summit Dr, Seneca, SC 29672 Property Records

Oconee County property record for 329 N Summit Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,610 sqft · built 2002
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (May 2019)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-07-01-011`

Property Details

APN / Parcel Number

Primary APN	`209-07-01-011`
Alternative APN	`25881`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,610 sqft Living Area
1st Floor Area	2,644 sqft
Basement Area	2,644 sqft
Finished Basement	2,644 sqft
Unfinished Basement	2,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	62,291 sqft (1.43 acres)
Lot Dimensions	32 ft deep x 26.3 ft wide
Garage Type	Attached
Garage Area	916 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25881
Street Address	329 N SUMMIT DR
City	SENECA
State	SC
Zip	29672-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 THE SUMMIT
Legal Subdivision	THE SUMMIT
Legal Block	1
Legal Lot Number	35
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: Oconee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	329 N SUMMIT DR, SENECA, SC 29672-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEW STORY LENDING LLC
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FIN'L
May 13, 2019	Grant Deed, Transfer · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Deed Document Number	201913685
Deed Book / Page	2464 / 318
Prior Transfer Date	Aug 5, 2011
Prior Transfer Doc	0000001302
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	329 N SUMMIT DR, SENECA, SC 29672-2445
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003989
Date	Oct 4, 2023
Book Page	4496/117
Instrument	3989

Lender

Name	NEW STORY LENDING LLC
Type	Mortgage Company
Address	EASLEY, SC 29640

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate	4.41%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	329 N SUMMIT DR, SENECA, SC 29672-2445
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 N SUMMIT DR, SENECA, SC 29672-2445

Mortgage

Document Number	0000014590
Date	Mar 15, 2022
Book Page	4303/216
Instrument	14590

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	329 N SUMMIT DR, SENECA, SC 29672-2445
Document Number	0040410218
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	329 N SUMMIT DR SENECA SC 296722445, SENECA, SC 29672-2445

Mortgage

Document Number	0040410218
Date	Oct 22, 2020
Book Page	004041/000218

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2035

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 13, 2019
Property Address	329 N SUMMIT DR, SENECA, SC 29672-2445
Document Number	0024640318
Book / Page	002464 / 000318
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,532.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	329 N SUMMIT DR SENECA SC 296722445, SENECA, SC 29672-2445

Mortgage

Document Number	38280318
Date	May 13, 2019
Book Page	003828/000318

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 12, 2044

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	38280302,
Date	May 13, 2019
Book Page	003828/000302

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	LIBERTY, SC 29657

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,668.00	$44,495 (-) Land $10,920 Building $33,575	$1,112,371 (-) Land $273,000 Building $839,371
2023		$44,495 Land $10,920 Building $33,575	$1,112,371 Land $273,000 Building $839,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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