Oconee County property record for 324 N Summit Dr, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,768 sqft · built 2003 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $899,000 (Apr 2024) |
| Tax Bill | $11,540 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-07-01-036 |
| Primary APN | 209-07-01-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,768 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25906 |
|---|---|
| Old Parcel Number | 209 07 01 036 |
| Street Address | 324 N SUMMIT DR |
| City | SENECA |
| State | SC |
| Zip | 29672-2444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 60 THE SUMMIT |
| Legal Subdivision | THE SUMMIT |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30601 |
Source: Oconee County records · APN 209-07-01-036
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 324 N SUMMIT DR, SENECA, SC 29672-2444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2024 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Prior Sale | Apr 02, 2009 |
| Deed Document Number | 0000011941 |
| Deed Book / Page | 3056 / 346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 03, 2024 |
| Property Address | 324 N SUMMIT DR, SENECA, SC 29672-2444 |
| Document Number | 0000011941 |
| Book / Page | 3056 / 346 |
| Map Reference | MB A374 PG 9-10 |
| Instrument Date | Apr 02, 2024 |
| Instrument | 11941 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,337.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 N SUMMIT DR, SENECA, SC 29672-2444 |
| Document Number | 0000011942 |
|---|---|
| Date | Apr 03, 2024 |
| Book Page | 4544/336 |
| Instrument | 11942 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 324 N SUMMIT DR, SENECA, SC 29672-2444 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000009263 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 4258/157 |
| Instrument | 9263 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,540.00 | $35,797 (+89.3%) Land $5,670 Building $30,127 | $894,920 (+89.3%) Land $141,750 Building $753,170 |
| 2023 | $18,910 (-) Land $1,638 Building $17,272 | $472,740 (-) Land $40,950 Building $431,790 | |
| 2022 | $18,910 Land $1,638 Building $17,272 | $472,740 Land $40,950 Building $431,790 |
Source: FEMA National Flood Hazard Layer, Oconee County (45073C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450730306013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: West Carolina Rural Telephone Cooperative.
Based on FCC filings for 71 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC3710002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SENECA serves 39,772 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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