345 N Summit Dr, Seneca, SC 29672 Property Records

Oconee County property record for 345 N Summit Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,582 sqft · built 2001
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (May 2003)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`209-07-01-019`

Property Details

APN / Parcel Number

Primary APN	`209-07-01-019`
Alternative APN	`25889`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,582 sqft Living Area
Basement Area	1,717 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	57,064 sqft (1.3 acres)
Lot Dimensions	228 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25889
Old Parcel Number	209 07 01 019
Street Address	345 N SUMMIT DR
City	SENECA
State	SC
Zip	29672-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 THE SUMMIT (1.31AC)
Legal Subdivision	THE SUMMIT
Legal Block	1
Legal Lot Number	43
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: Oconee County records · APN 209-07-01-019

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	345 N SUMMIT DR, SENECA, SC 29672-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2003 · Amount on Record
Deed Sale	May 31, 2003 · Amount on Record
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	345 N SUMMIT DR, SENECA, SC 29672-2445
Document Number	0039450107
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	345 N SUMMIT DR SENECA SC 296722445, SENECA, SC 29672-2445

Mortgage

Document Number	0039450107
Date	Apr 03, 2020
Book Page	003945/000107

Lender

Name	CAROLINA ALLIANCE BK
Type	Bank
Address	SPARTANBURG, SC 29306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 02, 2035

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00	$27,818 (-) Land $14,280 Building $13,538	$695,452 (-) Land $357,000 Building $338,452
2023		$27,818 Land $14,280 Building $13,538	$695,452 Land $357,000 Building $338,452

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450730306013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 46 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC3710002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SENECA serves 39,772 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.