329 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 329 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,998 sqft · built 2022
Lot Size	0.168 acres (7,318 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Jul 2021)
Tax Bill	$5,146 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`244NB005`

Property Details

APN / Parcel Number

Primary APN	`244NB005`
Alternative APNs	`107516937304` `80114250`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	2,998 sqft Heated Area
Gross Area	4,587 sqft
1st Floor Area	527 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,318 sqft (0.168 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80114250
Street Address	329 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-6 B-52 S-A OIB PLAT 3/178&178A
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	52
Legal Lot Number	6
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4017
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2087 LAKE FOREST DR, FORT MILL, SC 29708-8562
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Nov 1, 2021	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jul 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Book / Page	4665 / 608
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 3, 2026
Property Address	329 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	5569001349
Book / Page	5569 / 1349
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	5569001349,
Date	Jun 3, 2026
Book Page	5569/1349

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	329 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7607
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2087 LAKE FOREST DR, TEGA CAY, SC 29708-8562

Mortgage

Document Number	0047360863
Date	Nov 1, 2021
Book Page	4736/863

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 20, 2021
Property Address	329 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7607
Document Number	0046650608
Book / Page	4665 / 608
Map Reference	MB 3 PG 178&178A
Instrument Date	Jul 17, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	367 NATHAN DR, POWELL, OH 43065-7483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2087 LAKE FOREST DR, TEGA CAY, SC 29708-8562

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,344,720 (-) Land $440,000 Building $904,720	$1,344,720 (-) Land $440,000 Building $904,720
2025	$5,146.00	$1,344,720 (+15.99%) Land $440,000 Building $904,720	$1,344,720 (+15.99%) Land $440,000 Building $904,720
2023		$1,159,340 Land $440,000 Building $719,340	$1,159,340 Land $440,000 Building $719,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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