Brunswick County property record for 324 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,894 sqft · built 1974 |
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,500 (Mar 2023) |
| Tax Bill | $3,838 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244OG007 |
| Primary APN | 244OG007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,894 sqft Heated Area |
| Gross Area | 2,480 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,425 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80138643 |
|---|---|
| Street Address | 324 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-7 B-53 S-A OIB PL 3/178 &178A |
| Legal Subdivision | OCEAN ISLE BEACH SUBDIVISION |
| Legal Block | 53 |
| Legal Lot Number | 7 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 244OG007
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 818 SW 3RD AVE, 206322, PORTLAND, OR 97204-2405 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed, Transfer |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | May 01, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 15, 2023 |
| Property Address | 324 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0049851047 |
| Book / Page | 4985 / 1047 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Jan 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6323 NW MANOR DR, PORTLAND, OR 97210-1045 |
| Name | Verified Name |
|---|---|
| Address | 818 SW 3RD AVE, PORTLAND, OR 97204-2405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 324 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044200798 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 4420/798 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 01, 2019 |
| Property Address | 324 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0041850382 |
| Book / Page | 4185 / 0382 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,353.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 768, LEXINGTON, NC 27293-0768 |
| Name | Verified Name |
|---|---|
| Address | 6323 NW MANOR DR, PORTLAND, OR 97210-1045 |
| Document Number | 41850388 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 4185/0388 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,838.00 | $1,063,820 (-) Land $800,000 Building $263,820 | $1,063,820 (-) Land $800,000 Building $263,820 |
| 2023 | $1,063,820 Land $800,000 Building $263,820 | $1,063,820 Land $800,000 Building $263,820 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 186 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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