Brunswick County property record for 332 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,184 sqft · built 1965 |
| Lot Size | 0.17 acres (7,261 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Feb 2024) |
| Tax Bill | $3,636 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 244OG003 |
| Primary APN | 244OG003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,184 sqft Heated Area |
| Gross Area | 2,092 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,261 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80150555 |
|---|---|
| Street Address | 332 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-3 B-53 S-A OIB PLAT 3/178 & 178A |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 53 |
| Legal Lot Number | 3 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 332 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on Record |
| Deed Sale | Feb 12, 2024 · Amount on Record |
| Prior Transfer Date | Feb 5, 2024 |
| Prior Transfer Doc | 0051350078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 12, 2024 |
| Property Address | 332 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606 |
| Document Number | 0051350078 |
| Book / Page | 5135 / 78 |
| Map Reference | MB 3 PG 178&178A |
| Instrument Date | Feb 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 204 CAROLINA CROSSING DR, YORK, SC 29745-8853 |
| Name | Verified Name |
|---|---|
| Address | 332 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606 |
| Document Number | 0000513581 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 5135/81 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 332 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044910421 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 4491/421 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,636.00 (-0.93%) | $1,004,650 (-) Land $800,000 Building $204,650 | $1,004,650 (-) Land $800,000 Building $204,650 |
| 2024 | $3,670.00 | ||
| 2023 | $1,004,650 Land $800,000 Building $204,650 | $1,004,650 Land $800,000 Building $204,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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