329 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 329 Bay St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	10 bd · 3 ba · 4,772 sqft · built 1900
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Feb 2019)
Tax Bill	$4,366 (2026)
Deeds & Mortgages	Jan 2023 Refinance Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01085 P:0397`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01085 P:0397`
Alternative APN	`10850397`

Interior

Bedrooms	10 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	2 Units
Stories	3 Stories
Building Area	4,772 sqft Living Area
1st Floor Area	1,662 sqft
Basement Area	117 sqft
Unfinished Basement	117 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	4,051 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10850397
Street Address	329 BAY ST
City	SPRINGFIELD
State	MA
Zip	01109-3520
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 BAY ST, 329, SPRINGFIELD, MA 01109-3520
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Feb 25, 2019	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Document Number	20199437
Deed Book / Page	22564 / 357
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	22564-357
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	329 BAY ST, SPRINGFIELD, MA 01109-3520
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024866-511
Date	Jan 5, 2023
Book Page	24866/511
Instrument	536

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2052

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 25, 2019
Property Address	329 BAY ST, SPRINGFIELD, MA 01109-3520
Document Number	22564-357
Book / Page	22564 / 357
Instrument Date	Feb 22, 2019
Instrument	9437
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 BAY ST # 329, 329, SPRINGFIELD, MA 01109-3520

Mortgage

Document Number	9438
Date	Feb 25, 2019
Instrument	9438

Lender

Name	AMERICAN FINANCIAL SERVICES NETWORK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,366.00 (+2.03%)	$282,400 (+3.48%) Land $37,700 Building $244,700	$382,941
2025	$4,279.00 (+23.92%)	$272,900 (+34.77%) Land $23,800 Building $249,100
2023	$3,453.00	$202,500 Land $21,200 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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