323 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 323 Bay St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,858 sqft · built 1909
Lot Size	0.085 acres (3,698 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2023)
Tax Bill	$4,465 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01085 P:0398`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01085 P:0398`
Alternative APN	`10850398`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,858 sqft Living Area
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2009
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	3,698 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	10850398
Street Address	323 BAY ST
City	SPRINGFIELD
State	MA
Zip	01109-3520
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 BAY ST, SPRINGFIELD, MA 01109-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Mar 11, 2020	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Book / Page	25021 / 593
Prior Transfer Date	May 26, 2023
Prior Transfer Doc	025021-593
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 30, 2023
Property Address	323 BAY ST, SPRINGFIELD, MA 01109-3520
Document Number	025021-593
Book / Page	25021 / 593
Instrument Date	May 26, 2023
Instrument	24336
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 BAY ST, SPRINGFIELD, MA 01109-3520

Mortgage

Document Number	0000024337
Date	May 30, 2023
Instrument	24337

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 11, 2020
Property Address	323 BAY ST, SPRINGFIELD, MA 01109-3520
Document Number	23123-251
Book / Page	23123 / 251
Instrument Date	Mar 4, 2020
Instrument	13461
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RAILROAD ST, MAYNARD, MA 01754-1511

Mortgage

Document Number	13462
Date	Mar 11, 2020
Instrument	13462

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 3, 2017
Property Address	323 BAY ST, SPRINGFIELD, MA 01109-3520
Document Number	21797-137
Book / Page	21797 / 137
Instrument	44734
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$24.06
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Notice of Foreclosure Sale Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 BAY ST, SPRINGFIELD, MA 01109-3520

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,465.00 (+6.49%)	$288,800 (+8%) Land $37,400 Building $251,400	$321,163
2025	$4,193.00 (+18.35%)	$267,400 (+28.68%) Land $23,500 Building $243,900
2023	$3,543.00	$207,800 Land $20,900 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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