309 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 309 Bay St, Springfield, MA 01109

Property Summary

Property TypeApartments (5+ Units)
Details20 bd · 23,435 sqft · built 1917
Lot Size0.281 acres (12,236 sqft)
OwnerCompany Name on Record
Tax Bill$25,572 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:01085 P:0399

Property Details

APN / Parcel Number

Primary APNSPRI S:01085 P:0399
Alternative APN
  • 10850399

Interior

Bedrooms20 Beds
Units16 Units
Stories4 Stories
Building Area23,435 sqft Gross Area
Basement Area4,687 sqft
Unfinished Basement4,687 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleHigh Rise
Exterior MaterialWood Siding
Lot Area12,236 sqft (0.281 acres)

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number10850399
Street Address309 BAY ST
CitySPRINGFIELD
StateMA
Zip01109-3549
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2001
Census Tract801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the McKnight District (Boundary Increase)
listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address383 KINGSTON AVE, BROOKLYN, NY 11213-4333
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address309 BAY ST, SPRINGFIELD, MA 01109-3549
Transaction TypeMortgage
Record UpdatedJan 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023797-96
DateMar 31, 2021
Book Page23797/96
Instrument21742
Lender
NameLOAN FUNDER LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$25,572.00 (+7.75%)$1,654,100 (+9.29%) Land $240,000 Building $1,414,100
2025$23,732.00 (+21.66%)$1,513,500 (+32.29%) Land $240,000 Building $1,273,500
2023$19,507.00$1,144,100 Land $145,600 Building $998,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75

May also be available: AT&T.

Nearby Properties on Bay St

Nearby Streets

Search Property Records by Address or Parcel Number